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ID Watchdog Review

Expert customer care from certified identity protection pros. Dark Web monitoring and instant financial fraud alerts. Customizable threat notifications to best suit your needs.

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Overview

ID Watchdog was founded in Denver, Colorado in 2005. They spent two years in development, consulting with experts in the law enforcement, credit, banking, and information privacy industries. Ten years later and after many successes, ID Watchdog was acquired by Equifax, one of the leading providers in global information solutions.

ID Watchdog provides a variety of identity protection services, including credit monitoring, advanced identity monitoring, Dark Web monitoring, and identity theft case management and resolution. With ID Watchdog, you get outstanding communication and great customer service from one of the nation’s leading identity protection service providers.

Provided Protection

ID Watchdog offers multiple ways to protect your identity and prevent your personal information from being stolen. These are some of the best ways that ID Watchdog protects you from identity theft threats.

Advanced Identity Monitoring: ID Watchdog offers a long list of potential threat sources they monitor to protect your identity. They keep an eye on the USPS change of address registry and alert you if your mail is rerouted without your permission. They scour public records for your name or information in any database that might indicate identity theft. They also scan the Dark Web, chat rooms, and other online sources that are known for illegal trafficking of stolen identities.

Credit Monitoring: ID Watchdog monitors the Equifax credit bureau and updates you on any changes to your credit report. This gives you better insight into your financial health, so you can be prepared for any future need for having good credit. Buying a car or getting a large personal loan is a lot easier when your finances are in good shape, and keeping your identity protected is a large part of that process.

Fraud Alert Assistance: ID Watchdog will help you set up fraud alerts on your credit reports, which will keep you informed of any unauthorized activity. This encourages lenders to take the extra steps they need to confirm your identity and notifies you in the event of a fraudulent hit on your credit. It can also help if your wallet is lost or stolen because it will let you know if someone finds it and uses any of your credit or bank cards.

Fully Managed Resolutions: If someone steals your identity while you’re enrolled in an ID Watchdog plan, you don’t have to worry about dealing with the problem by yourself. You’ll be assigned one of ID Watchdog’s Certified Identity Theft Risk Management Specialists (CITRMS) to work with. Your CITRMS will fully manage your entire case from beginning to end. That means you don’t have to be scared of how to get your life back on track after a devastating identity theft event.

Pricing Plans

ID Watchdog offers a variety of identity protection pricing plans. To help you decide if it’s the right identity theft prevention service for you, ID Watchdog has removed the restrictions of a subscription agreement, which allows you to cancel the service at any time.

ID Watchdog Plus: Covers one adult for $14.95 per month ($179.40 per year).

ID Watchdog Platinum: Covers one adult for $19.95 per month ($239.40 per year).


The Good

As with all of our editor reviews, we put ID Watchdog through its paces, so you don’t have to waste your own time. Let’s take a look at some of our favorite ID Watchdog identity protection service benefits…

Customizable Alerts

None of us like to be flooded with notifications on our mobile devices. We get enough of those from email, social media, and other apps. ID Watchdog lets you customize which alerts you receive to make sure they’re relevant to your life and needs. That means you won’t be wasting any time when you get one. You can also choose whether to be altered by call, text, email, or through the mobile app.

Advanced Customer Care

ID Watchdog provides members with concierge-level support services 24 hours a day, 7 days a week. You’ll get real-time help and expert answers to your questions or concerns. With certified identity protection specialists available 24/7, capable of conversing in over 100 languages, there’s always someone covering your back at ID Watchdog.

Identity Theft Insurance

When you sign up for an identity protection plan with ID Watchdog, you’ll get the confidence that comes with up to $1 million in identity theft insurance. That means no matter what happens, you’re covered against identity theft, and your out of pocket expenses will be taken care of with no cost to you. You don’t have to worry about being the victim of a scammer when ID Watchdog is on your side!

Greater Financial Insight

ID Watchdog’s identity protection dashboard and alerts system immediately give you greater insight into the data you need to keep your identity safe and secure. You can easily see the state of your financial health, including how your credit score is holding up and if your bank account is in good standing. You’ll also know right away if you’re a victim of identity theft, and have 24/7 access to a team of certified experts that are ready and waiting to help you.


The Bad

While taking ID Watchdog for a test drive, we discovered they don’t offer family plans, which means you’ll have to get individual protection for every member of your household. But that shouldn’t prevent you from giving your partner or child the security of the stellar identity protection ID Watchdog provides, especially at such reasonable prices.

We also found that ID Watchdog doesn’t offer live chat support on their website, which can be a bit frustrating, we have to admit.  But they do offer 24/7 support via phone, so you can always reach out when you need a hand. Besides, in the event your identity has been stolen, a phone call is always the best way to connect with an expert, in our opinion


The Bottom Line

ID Watchdog offers premium identity protection and credit monitoring services, including scanning the Dark Web and other online sources for unauthorized uses of your personal information. The service detects and alerts you of threats immediately, so you can quickly get the help you need, and they do it all at a very reasonable price.

So, what’s the bottom line? ID Watchdog gives you superior identity protection without the additional fees many other providers tack on for the same coverage. If you’re looking to keep yourself safe from identity thieves without paying more each month, we highly recommend giving ID Watchdog a try.

Sign up for ID Watchdog today and get protected by certified identity theft experts!


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ID Watchdog

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  • Deep scanning for identity theft threats
  • Certified identity protection professionals
  • Up to $1 million in stolen funds insurance
  • Customizable user dashboard and alerts
  • 24/7 customer support by phone or email
ID Watchdog
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