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Identity Theft Protection

Best Identity Theft Protection Services

Identity theft protection companies monitor your credit activity, alerts you to breaches, and provide you with recovery services if you ever should encounter identity theft. We've rated the best and most popular identity theft prevention services to help keep you and your family safe from identity theft.

Last Updated: August 2019

Welcome to Our List of the Best Identity Theft Protection of 2019

There’s no denying that identity theft has been on the rise in recent years. Many people find their credit rating has been ruined by identity thieves without even knowing it and we are all at risk for having our personal information stolen at any time. Whether you’re using social media networks or doing your banking online, the chance of having your identity stolen is much higher than you might think.

That’s why identity theft protection services came into existence and why they’re so important to your financial health. We’ve created a list of the top ID theft prevention companies and reviewed each of them to help you find the best identity protection provider for your needs. Whether you’re interested in simple credit monitoring or the complete safeguarding of your personal information, you’ll find the right ID theft protection service on our list and learn what features and benefits you should choose to stop identity thieves in their tracks.

How We Chose Identity Theft Protection for Our Recommended List

1) Personal Info Protection

The best identity protection companies not only monitor the major credit bureaus for unauthorized changes, but they also give you total coverage against identity theft by keeping an eye out for any use of your Social Security number, banking or credit card information, phone number, physical address, email address, and more. Our list of recommended ID theft monitoring companies includes in-depth reviews of what coverage and benefits the top identity protection companies provide.

2) Identity Theft Insurance

No one is 100% safe from identity theft, which is why we recommend only working with an ID protection company that offers funds reimbursement insurance. If you’ve signed up for one of the identity theft prevention services that we recommend using and your identity is ever stolen, you’ll be covered by up to $1 million of identity theft insurance to help you get back to normal after you’ve been victimized by an identity thief.

3) Recovery Services

Not only do the best identity protection companies provide you with stolen funds insurance, but many of them also provide you with identity theft recovery services. This usually includes 1-on-1 assistance from an identity theft specialist, document and ID card replacements, lost wallet protection, and instant freezing of your credit usage to prevent any further damage from occurring.

4) Affordable Pricing

None of us want to overpay for a service, even one as important as credit and personal information monitoring. That’s why we searched out the best identity protection pricing plans for you, and give you detailed information on how much identity theft prevention costs. Our identity protection reviews will show you the most affordable ID theft prevention options, so you can easily fit this crucial service into your monthly budget.

5) Instant Alerts and Support

Few things are as scary as having your identity stolen. Imagine logging into your bank account and finding that it’s been emptied overnight. Or opening your credit card statement and seeing thousands of dollars in charges that you didn’t make. Frightening situations like those are what makes having instant fraud alerts and easy-to-use customer support so important when it comes to identity theft protection. Every provider on our list of the best identity protection services offers top-of-the-line identity theft protection support and real-time alerts to keep you informed about your financial health.

At a glance: Recommended Identity Theft Protection

Rank
Brand
Highlights
#1
Editor's Choice for Identity Protection and Credit Monitoring. Offering a 30 Day Free Trial and up to an amazing 33% discount.
  • A+ BBB Rating
  • Innovative AI-based breach protection with IBM® Watson
  • Credit Score & Reporting Built-in
  • 24/7/365 instant threat alerts via text message and email
  • Industry leading $1 million stolen fund protection
  • Browser apps to prevent online malware and theft
#2
Good Service Offering Solid Features with Slightly More Expensive Pricing for Individuals
  • Over 100+ years of experience in credit reporting and identity theft
  • Daily FICO scores
  • Lost wallet assistance
#3
Popular Consumer Brand Offering Multiple Types of Protection
  • Prices can be higher compared to other companies
  • Includes Norton Antivirus in higher plan packages
#4
Hassle-Free Identity Theft Prevention Services
  • Includes mobile apps and social media monitoring
  • Real-time alerts and pricing plans for all budgets
#5
Equifax-Owned Credit Monitoring and ID Theft Protection
  • Customizable alerts with great customer care
  • Certified identity protection professionals
#6
Full Protection with Unlimited Restoration Services
  • Investment account coverage included
  • 24 support via phone or online form
#7
Excellent ID Theft Prevention and Credit Monitoring
  • 24/7 fraud resolution with always-available agents
  • No family plan option makes household coverage pricey
#8
Unique Identity Protection Features and Tools
  • Comes with robust password management
  • Exclusive discounts included with paid plan
#9
Newer Company with Dark Web Monitoring
  • Dedicated credit fraud consultants
  • Premium protection at a reasonable price
#10
Exclusive ID Theft Prevention for Costco Members
  • Neighborhood Watch program provides sex offender alerts
  • Dark Web surveillance and instant threat notifications

Top 5 Best Identity Theft Protection


Identity Guard®
Experian IdentityWorks
IdentityForce

Our Full List of Identity Theft Protection for 2019

#1 Identity Guard®

Product Highlights

  • Our Editor's Choice for Identity Protection
  • Threat monitoring with IBM Watson
  • Fast alerts and notifications
  • 3 Bureau Credit Monitoring
Overview
The parent company of Identity Guard, Aura®,  has worked for over 20 years to protect the identities of more than 47 million consumers. They’ve resolved over 140,000 cases of identity fraud by bringing their identity protection service into the 21st century. Identity Guard is dedicated to staying one step ahead of hackers and data miners to help prevent account breaches and keep consumers safe. After integrating the AI technology of IBM® Watson™, Identity Guard now offers a multi-layered technique for helping to keep your personal information protected. Identity Guard is our Editor’s Choice, as it ceaselessly scans the Internet for the latest identity theft threats and alerts you promptly if it detects any unusual or suspicious activity.

Pros

  • AI-based identity theft monitoring
  • Plans for individuals and families
  • $1 million identity theft insurance
  • Malware and phishing protection
  • 24/7 one-on-one threat support

Cons

  • Pre-existing ID theft not covered
  • No money-back guarantee offered
Bottom Line
With constant AI-based threat monitoring and fast alerts, you really can’t go wrong with Identity Guard protecting your identity. As our Editor’s Choice for identity protection, we highly recommend Identity Guard to help protect your entire family from becoming the victims of identity theft. You can help keep every adult and child in your household safe with one monthly subscription fee and all enjoy being covered by $1 million of identity theft insurance. Try Identity Guard today! * The score you receive with Identity Guard is provided for educational purposes to help you understand your credit. It is calculated using the information contained in your TransUnion credit file. Lenders use many different credit scoring systems, and the score you receive with Identity Guard is not the same score used by lenders to evaluate your credit. ** Identity Theft Insurance underwritten by insurance company subsidiaries or affiliates of American International Group‚ Inc. The description herein is a summary and intended for informational purposes only and does not include all terms‚ conditions and exclusions of the policies described. Please refer to the actual policies for terms‚ conditions‚ and exclusions of coverage. Coverage may not be available in all jurisdictions. Your card will be charged either a monthly or annual fee, depending on the membership plan you choose. You may cancel your membership anytime simply by contacting us.

Identity Guard®

#2 Experian IdentityWorks

Product Highlights

  • 100+ years of experience
  • Daily FICO credit scores
Overview
Experian has been collecting and analyzing consumer data for over 125 years to provide the world with credit monitoring, identity protection, and fraud prevention services. Experian is a leader in unlocking the power of this data to help their clients gain control over every financial aspect of their lives, giving them the chance to breathe easier, knowing they’re protected.

Pros

  • Proactive identity protection
  • Stellar credit monitoring services
  • Try it free for 30 or 60 days
  • Robust lost wallet coverage

Cons

  • No live chat customer support
  • Advertisements on dashboard
Bottom Line
Experian’s credit monitoring and identity protection services mitigate your risk when it comes to your personal and financial information. With a wide array of features to keep you updated, you’ll always know what’s going on and how to fix what goes wrong. Experian IdentityWorks is a fantastic value, and with 30 days to try it out for free, you really can’t go wrong with this identity protection service. There’s a pricing plan that’s right for every individual and family, and they all come with the features you need to make it a worthwhile investment. Our recommendation? Keep yourself safe from scammers with Experian IdentityWorks!

Experian IdentityWorks

#3 LifeLock

Product Highlights

  • In-depth identity protection from well-known pros
  • Constant threat monitoring and instant alerts
Overview
Since 2005, LifeLock has been leveraging unique data and technology to provide proactive identity theft protection services to consumers. More than 4 million members trust LifeLock to keep their personal information safe and give them the peace of mind that comes with knowing their identity is protected from hackers and scammers.

Pros

  • Patented LifeLock Privacy Monitor
  • Norton Antivirus at no extra charge
  • 24/7 support and recovery services
  • Full 60-day money-back guarantee

Cons

  • Prices can be higher compared to other companies
  • Family coverage isn't available with any of the plans
Bottom Line
Although LifeLock can seem like a pricey option, you really can’t ignore the robust protection that it provides against identity theft. In our opinion, you’ll love having the confidence that comes with having LifeLock with Norton on your side, protecting your finances and your devices. With a comprehensive list of identity theft monitoring and prevention features, including black-market website scanning and up to $1 million in stolen funds reimbursement, we highly recommend making LifeLock your choice for protecting your personal information and stopping scammers before they can ever get started. Take advantage of a full 60-day guarantee by signing up for LifeLock identity protection today!

LifeLock

#4 IdentityForce

Product Highlights

  • Includes mobile apps and social media monitoring
  • Real-time alerts and pricing plans for all budgets
Overview
IdentityForce was founded in 2005 and they’re on a mission to provide consumers with top-notch protection against identity theft. IdentityForce aims to give their users total peace of mind when it comes to not becoming the victims of cybercriminals. And their efforts show, thanks to a 100% identity theft prevention rate.

Pros

  • Advanced monitoring and alerts
  • Social media and SSN protection
  • $1 million identity theft insurance
  • Includes anti-phishing coverage

Cons

  • Customer support not available 24/7
  • No live chat option for online help
Bottom Line
IdentityForce could do a better job in the support department, but the company offers plenty of attractive identity protection features, which more than makes up for a lack of live chat, in our opinion. You’ll get the peace of mind that comes with knowing your private info and data is protected by IdentityForce. By selecting IdentityForce for your identity protection needs, you’re choosing an experienced company that focuses on keeping you safe and secure. You’ll receive prompt and timely alerts and notifications about potential threats, along with the knowledge that IdentityForce safeguards your personal information like it would their own. We say give IdentityForce and its identity protection services a try with their free 14-day trial!

IdentityForce

#5 ID Watchdog

Product Highlights

  • Customizable alerts with great customer care
  • Certified identity protection professionals
Overview
ID Watchdog was founded in Denver, Colorado in 2005. They spent two years in development, consulting with experts in the law enforcement, credit, banking, and information privacy industries. Ten years later and after many successes, ID Watchdog was acquired by Equifax, one of the leading providers in global information solutions.

Pros

  • Deep scanning for identity theft threats
  • Up to $1 million in stolen funds insurance
  • 24/7 customer support by phone or email

Cons

  • No family plan option
  • No live chat support
Bottom Line
ID Watchdog offers premium identity protection and credit monitoring services, including scanning the Dark Web and other online sources for unauthorized uses of your personal information. The service detects and alerts you of threats immediately, so you can quickly get the help you need, and they do it all at a very reasonable price. So, what’s the bottom line? ID Watchdog gives you superior identity protection without the additional fees many other providers tack on for the same coverage. If you’re looking to keep yourself safe from identity thieves without paying more each month, we highly recommend giving ID Watchdog a try. Sign up for ID Watchdog today and get protected by certified identity theft experts!

ID Watchdog

#6 ReliaShield

Product Highlights

  • Investment account coverage included
  • 24 support via phone or online form
Overview
Founded in 1999, ReliaShield is laser-focused on giving consumers a smarter and more cost-effective way to protect themselves from the devastating effects of identity theft. The company has helped to keep the private information of more than 1 million Americans safe since they first launched their identity protection service two decades ago.

Pros

  • Dark Web and SSN monitoring
  • 100% recovery success rate
  • 24/7 support by phone or email
  • Up to $1 million in recovery funds

Cons

  • No assistance for pre-existing theft
  • 3-bureau credit monitoring is extra
Bottom Line
Although ReliaShield doesn’t have an option for pre-existing identity theft coverage, we couldn’t help being wowed by their competitive pricing and in-depth monitoring services. With unlimited recovery assistance and up to $1 million in identity theft insurance, you really can’t go wrong with ReliaShield. If you’re looking to work with identity protection experts that have been in the game since 1999 and truly care about their customers, signing up for any plan from the employee-owned ReliaShield is a super-smart choice, in our opinion, and we highly recommend giving them the chance to keep your personal info safe. Protect yourself and your loved ones with the identity theft experts at ReliaShield today!

ReliaShield

#7 myFICO

Product Highlights

  • Access to true FICO credit scores
  • Comprehensive credit monitoring
Overview
FICO is a trusted brand with a lot of knowledge on the subject of credit scores. The publicly-traded company got its start way back in 1956 and released the original FICO credit scoring system in 1989. FICO helps people keep track of their level of lending eligibility and it’s the most widely-used credit score for loan applications to date.

Pros

  • Excellent reputation and authority
  • 24/7 fraud resolution services
  • Easily see what helps or hurts credit
  • Up to $1 million in lost funds insurance

Cons

  • Monthly subscription costs are higher than other options
  • No family plan option makes household coverage pricey
Bottom Line
If you’re looking for identity theft protection from experts in the industry, look no further than myFICO. With features allowing you to keep track of your credit score and how it changes over time, you’ll get better control over your finances. So, what’s our bottom line? We know that myFICO gives you the most accurate information and the most knowledgeable identity protection service money can buy. It’s a top-tier service from a well-respected company. And they offer tons of features you know you can trust. When it comes to protecting your identity, myFICO is the clear choice. Try it today!

#8 IDShield

Product Highlights

  • Comes with robust password management
  • Exclusive discounts included with paid plan
Overview
IDShield was founded in 2003 as a division of the well-known LegalShield service. Since the beginning, IDShield has been on a mission to provide identity protection to as many consumers as possible, and have become experts in the field of preventing the theft of personal information.

Pros

  • Instant identity theft breach alerts
  • Unlimited security consultations
  • 24/7 expert customer support
  • Up to $1 million reimbursement

Cons

  • No antivirus protection
  • No free trial option
Bottom Line
With constant monitoring of your personal, financial, and social media information, IDShield has a lot to offer consumers, even without the addition of antivirus software. You’ll also get the confidence that comes with knowing you’ve got pro investigators at your beck and call. IDShield gives you tons of benefits for one low price each month and it’s super-simple to protect yourself or your entire family from the damaging effects of identity theft. Our recommendation is you give IDShield a try and cash-in on peace of mind, plus discounts at your favorite stores. Sign up for access to identity pros with IDShiled and protect your family from identity theft!

IDShield

#9 IdentityProtect

Product Highlights

  • Dedicated credit fraud consultants
  • Premium protection at a reasonable price
Overview
ReporTech, LLC was founded in 2013. They deliver products to help you with fraud prevention, identity theft, and financial savings. With products like ListHub, CoreLogic, and IdentityProtect, you can browse, work, and live securely.

Pros

  • Dark Web scanning for threats
  • Up to $1 million for stolen funds
  • Military-grade password encryption
  • Three-bureau credit monitoring

Cons

  • Password encryption not included with every plan
  • Children and family coverage pricer than average
Bottom Line
IdentityProtect offers premium identity theft protection at a reasonable price. They provide a lot of benefits you might only find in an upgraded plan with another service, and the value their plans offer exceeded our expectations. The bottom line is IdentityProtect offers increased savings and benefits as you climb the ladder of plans. You get a dedicated support team and superior identity protection at a fraction of the cost of other providers. Stop worrying about your financial security and sign up for IdentityProtect today!

IdentityProtect

#10 CompleteID

Product Highlights

  • Neighborhood Watch program provides sex offender alerts
  • Dark Web surveillance and instant threat notifications
Overview
Costco is one of the leading warehouse stores in the world, offering bulk items at an affordable price for their members. Experian has over 125 years of experience in personal data gathering and analysis. As a team, these two companies can unlock the power of an excellent identity protection service at a great price with CompleteID.

Pros

  • $1 million in identity theft insurance
  • Lost wallet replacement assistance
  • Criminal record and address alerts

Cons

  • Only available for Costco members
  • No free trial or money-back guarantee
Bottom Line
CompleteID offers superior credit monitoring and identity protection features at an affordable price. From keeping tabs on the Dark Web to notifying you of major changes to your credit report, you can rest assured that no matter what happens, you’ll have the help you need to restore your life. CompleteID is the clear identity theft protection choice for Costco members, thanks to the discounted rates you’ll get on the amazing Experian IdentityWorks service. You’ll be able to enjoy all of the excellent features of Experian’s best identity protection plan, at a much lower rate than the average consumer. Get protected against identity theft at a deeply discounted Costco price with CompleteID today!

CompleteID

Did you know?

Identify theft is the fastest growing crime in the United States. Each year, thieves steal more than $16 billion dollars using stolen identities. Identity theft protection providers offer credit monitoring, activity alerts, monitoring of personal information leaks online, and provide expert support along with done-for-you identity fraud recovery. Thieves can rack up thousands in charges and damage credit ratings for years. No identity protection service can fully prevent identity theft but it can alert you quickly to unusual activity to stop extensive damage to your finances.

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