Owning an extended car warranty to protect your vehicle gives car owners peace of mind whenever they’re on the road. Car breakdowns are always unpredictable and can cost thousands of dollars for major repairs. Therefore, we reviewed two of the most popular extended car warranty providers in the market to help car owners like you decide what will perfectly fit your car’s needs.

Endurance: Overview

Founded in 2006, Endurance is a company that provides extended car warranties to car owners that want to avoid expensive car repairs. Currently, they have five levels of coverage to offer, which includes numerous perks like roadside assistance, ID theft protection, and tire repair and replacement. What makes Endurance different from the other companies is they’re a direct warranty provider which means you only deal with one company when filing a claim or purchasing a plan.

Here are the five levels of coverage that Endurance offers to the market:

CoveragesInclusionsBenefits
SupremeBumper-to-Bumper exclusionary warranty
  • Endurance Protect app
  • ID theft protection tools
  • 24/7 roadside assistance
  • Repair or replacement of two tires per year
  • Tire repair or replacement (two tires/yr)
  • Personal concierge (directions, reservations, and travel)
  • Membership rewards ($250 plus discounts on dining and retail)
  • Repair financing for non-covered car components up to $5,000
  • Free to choose any ASE-certified mechanic
SuperiorStated-component coverage
Secure PlusCoverage for:

Brakes,

Steering

Turbocharger,

plus more parts for the air conditioning and electrical system

Select PremierCoverage for:

air conditioning system

some electrical components

SecureCoverage for:

Engine

Transmission

Drivetrain

       

  • Supreme: This is the most comprehensive and expensive plan that Endurance offers. It covers most of the car components and has a short-list of excluded items.
  • Superior: The Superior plan covers hundreds of car components and is also the highest level of stated-component coverage.
  • Secure Plus: This plan covers the brakes, turbocharger, steering, and most parts of the air conditioning and electrical system.
  • Select Premier: This covers specific parts of air conditioning and electrical components. It’s highly recommended for vehicles with high-mileage.
  • Secure: This is the most basic plan Endurance offers — it covers the engine, transmission, and the drivetrain of a vehicle.

Endurance: Warranty exclusions

Here is the list of excluded items that you should know before buying an extended warranty from Endurance.

  • Wear items
  • Regular maintenance
  • Pre-existing conditions
  • Environmental events or accidents
  • Damage from neglect or lack of maintenance

CarShield: What’s in it

CarShield offers six different coverage plans that will help car owners costly repairs from car breakdowns. Also, plans from CarShield covers high-tech car components and specialty vehicles. They’re also partners with highly-rated administrators that will surely guarantee your vehicle contracts. To give you detailed information about its plans, we listed their plans along with its corresponding benefits.

CoveragesInclusions
New Car DiamondBumper-to-Bumper exclusionary warranty
Platinum
  • Engine components
  • Steering components
  • Air conditioning and brake system
  • Electrical system
  • Transmission
GoldEnhanced powertrain coverage

  • Engine
  • Transmission
  • Alternator
  • Power window motor
  • Starter
SilverBasic powertrain plan
AluminumComplex electronic systems

  • Voice activation control
  • Sensors
  • Gauges
  • LCD screens
  • Power seat control
Motorcycle & ATVSame covered from Platinum and silver plans
  • New Car Diamond plan: The New Car Diamond warranty coverage plan is the highest level of coverage that includes bumper-to-bumper coverage. It’s highly recommended for new cars. However, you need to contact their customer service hotline to know more about excluded car components for this plan.
  • Platinum plan: This plan is the most comprehensive inclusionary coverage from CarShield’s plans.
  • Gold plan: The Gold coverage offers enhanced powertrain coverage.
  • Silver plan: The Silver plan offers the basic powertrain plan that covers most of the powertrain car components.
  • Aluminum plan: This plan offers coverage for complex electronic systems.
  • Motorcycle & ATV plan: CarShield offers coverage for motorcycles, specialty vehicles, and ATVs. It offers the same coverage from Platinum and Silver plans.

CarShield also offers the following benefits to its customers:

  • Key lock-out service
  • Trip interruption reimbursement (food and lodging)
  • Car rental reimbursement
  • Battery jump-start service
  • Fuel delivery service
  • Tow and winch services

CarShield:  Warranty Exclusions

Make it a habit to review car warranty contracts and know the excluded car components. This will avoid unnecessary repair fees from non-covered car components.

  • Pre-existing conditions
  • Damages caused by accidents
  • Damages from reckless driving
  • Routine maintenance
  • Normal wear and tear
  • Pre-existing conditions
  • Lack of maintenance
  • Environmental events (Floods, earthquakes, etc)
  • Hybrid parts like batteries

Coverage comparison: Endurance vs CarShield

The best way to find out which warranty providers offer a flexible vehicle contract for your valued cars is to get a free quote from both providers. It’s impossible to give the exact premium rate for an extended car warranty without considering the following vehicle factors:

  • Age
  • Mileage
  • Condition
  • Model
  • Maker

It’s highly advisable to review all clauses in the vehicle contracts before buying an extended warranty. Endurance and CarShield are known for their excellent services and have paid out millions in car claims over the years. So, if you’re planning to drive your car after their factory warranty expires, it’s better to give it the best-extended car warranties available in the market.