Has your factory warranty recently expired and you’ve decided to purchase an extended warranty for your cars? We are here to help you decide which warranty providers can perfectly fit your car’s specific needs. Here are the top two car warranty providers in the market; Endurance, known as the best warranty provider with full coverage to offer in the market, and Carchex, known to have the best warranty service in the car industry.

Endurance: Overview

Endurance is an Illinois-based car warranty company that was founded in 2006. They earned their reputable name by giving excellent customer service and reliability.  Endurance offers a variety of coverage plans directly to vehicle owners which consist of five protection plans — Supreme, Superior, Secure Plus, Select Premier, and Secure.

CoveragePlans
SupremeBumper-to-Bumper exclusionary warranty
SuperiorStated-component coverage
Secure Plus
  • Brakes
  • Steering
  • Turbocharger
  • plus more parts for the air conditioning and electrical system
Select Premier
  • air conditioning system
  • some electrical components
Secure
  • Engine
  • Transmission
  • Drivetrain

       

Supreme: the Supreme plan is the most comprehensive and also the most expensive plan that Endurance can offer. It covers most of the car components and has a short-list of excluded items.

Superior: This plan offers the highest level of stated-component coverage that includes hundreds of car components in the warranty policy list.

Secure Plus: The Secure Plus plan covers the steering, brakes, turbocharger, and most parts of the electrical and air conditioning system.

Select Premier: It covers specific parts of air conditioning and electrical components. It’s highly recommended for vehicles with high-mileage.

Secure: The Secure plan is the basic plan of Endurance that covers the drivetrain, engine, and transmission of a vehicle.

Here are the benefits that are included for all Endurance coverage plans.

  • Endurance Protect app
  • ID theft protection tools
  • Rental car reimbursement
  • 24/7 roadside assistance
  • Towing service
  • Fuel/fluid delivery service
  • Tire service
  • Trip interruption
  • Mechanical first aid
  • Battery jumpstart
  • Lockout service
  • Personal concierge (directions, reservations, and travel)
  • Free to choose any ASE-certified mechanic
  • Membership rewards ($250 plus discounts on dining and retail)
  • Repair financing for non-covered car components up to $5,000

Carchex: Overview

Since 2004, Carchex has been providing vehicle contracts to many car owners and is acknowledged as one of the best extended car warranty providers in the car industry. Compared to Endurance which is a direct provider, Carchex is a contract broker which allows their customers to customize their contracts and plans. They’re one of the most affordable vehicle contracts partnered with top-rated car administrators.

Here are the five coverage plans that Carchex proudly offers to the market:

CoveragesPlansTerms
TitaniumBumper-to-Bumper coverage (most comprehensive)7-10 years
PlatinumStated-Component coverage (highest level)5-10 years
GoldSame coverage from Silver and Bronze plans5-10 years
SilverSame coverage from the Bronze plan with additional car components.6-7 years
Bronze
  • Engine components
  • Transmission components
  • Drive axle components
5-6 years

Titanium Coverage:

This plan covers most of the car components in a vehicle. It includes the bumper-to-bumper coverage with a minimum term of 7 years and a maximum term of 10 years. The Titanium plan is the most comprehensive coverage plan with only a short-list of items excluded from the warranty policy list.

Platinum Coverage:

The Platinum coverage offers the highest level of stated-component coverage in a 5-to-10-year warranty service term. This plan combines the Gold and Silver plan coverages with additional car components:

  • Suspension components: the upper and lower ball joints, mounting plates, and struts.
  • Heating components: water pump, mounting brackets, thermostat, and radiator.
  • Enhanced electrical components: solenoids and wiper motors.

Gold Coverage:

This plan can be used for 5 years up to 10 years, which is highly recommended for vehicles with 60,000 mileage or more. The Gold coverage includes the coverages from the Silver and Bronze plans.

Silver Coverage:

The Silver coverage plan is suitable for new and pre-owned cars with more than 100,000 mileage. This plan offers a minimum of 6 years to 7 years of contract terms. It also includes coverage from the Bronze coverage with additional perks like:

  • Fuel delivery
  • Fuel tank
  • Clutch
  • Gauges
  • Electrical and air conditioning system
  • Fuel pump
  • Alternator

Bronze Coverage: 

This plan is suitable for vehicles with 150,000 mileage or more for 5 years up to 6 years. It offers protection from repairs for major systems of a vehicle. It includes the following car components:

  • Transmission components
  • Drive axle components
  • Engine components

Pros and Cons: Carchex vs Endurance

ProsCons
Carchex
  • A+ rating from the BBB
  • Covers older vehicles (up to 25 years old and up to 250,000 miles)
  • Policyholders can cancel contracts within the first 30 days and receive a full refund.
  • Transferable plans
  • Extended warranty broker
Excluded from the coverage: Damages from

  • Accidents
  • Weather
  • Reckless driving
  • Neglect
  • Wear and tear
Endurance
  • Certified by the Vehicle Protection Association
  • Covers older vehicles (up to 15 years old and up to 200,000 miles)
  • Policyholders can cancel contracts within the first 30 days and receive a full refund.
  • Free Endurance Elite Membership for 1 year
  • Transferable plans
  • Direct provider
No extended car warranty coverage for the state of California

Excluded from the coverage: Damages from

  • Accidents
  • Weather
  • Reckless driving
  • Neglect
  • Wear and tear

Which is the better company: Endurance vs Carchex

It’s hard to choose which is the better extended car warranty between Endurance and Carchex. It really depends on how you use your car and its current condition. If you’re planning to purchase an extended car warranty for your car with over 250,000 mileage, then Carchex can cover your vehicle. However, if you want to stick with a company that directly provides vehicle contracts, then Endurance is a suitable company for you. Keep in mind that whoever you choose to get your extended car warranty services from, it’s highly recommended to compare their free quotes and identify which will benefit you more.