Lisa Belluck Most of us look forward to some serious rest and relaxation when we retire. But we also have plenty of questions when it comes to retirement. How much does it cost to retire? At what age should I plan to retire? Should I stay put or move during retirement? What are the best places for seniors to live?
Although the AARP has found that many older Americans choose to stay where they are when they retire, they also discovered that around 30% of seniors decide to move in their Golden Years, due to changes in life circumstances or being sick of dealing with a home that’s become too large for them.
If you’ve decided you’d like a change of scenery as you age, figuring out the best places to retire can be tough. That’s why we’ve gathered up the top cities for retirement in all 50 states to help you make the right choice for your needs and lifestyle.
The 50 Best Places to Retire in 2019
We examined more than 500 cities in the USA to discover those that have the lowest cost of living and housing, the best tax options for retirees, and the healthiest residents to come up with the #1 city for retirement in each state.
Whether you’re interested in staying put during retirement in your own hometown or you want to make a fresh start in a new senior-friendly community, our guide to the best places to retire will help you make the right choice for you.
How We Ranked the Best Retirement Cities
These are the factors we considered when choosing the most senior-friendly places to live:
Estimated Population: We mad use of the U.S. Census Bureau to find the approximate population of each city on our list.
Median Home Price: To find the average cost of housing for each of the best cities for retirees, we ran them through Zillow’s Local Markets reporting tool.
Standard Cost of Living: To find out how much food, utilities, and transportation typically costs residents in each city, we used Sperling’s BestPlaces cost of living calculator.
Typical Cost of Healthcare: We also turned to BestPlaces to find the air quality, water quality, and overall healthcare costs of each of the retirement destinations on our list.
Retirement Benefit Taxes: We used Kiplinger’s Guide to Retiree Taxes to find out which cities in the United States are the most tax-friendly for people over the age of 65.
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1. Sun City, Florida
Estimated Population: 21,990
Median Home Price: $176,000
Standard Cost of Living: 3.1% above the U.S. average
Typical Cost of Healthcare: 4% below the U.S. average
More than 3 million seniors call the Sunshine State home, which means it has the highest population of 65+ residents in the country. Older Americans have been flocking to Florida for decades, thanks to its warm weather, beautiful beaches, and tax-friendly status.
Sun City Center is located in the Tampa Bay Area, which means residents have access to a top-notch airport and cruise ship terminal. There are also tons of museums, golf courses, and professional sporting events.
If you choose Sun City Center as your retirement destination, you’ll also get quite a few financial benefits, thanks to a low cost of living and zero taxes on sales, as well as modest income tax rates.
Top 10 Cities to Retire in Florida
1. Sun City Center
2. Orlando
3. Tampa
4. Delray Beach
5. Punta Gorda
6. Fort Meyers
7. Summerfield
8. Leesburg
9. Boynton Beach
10. North Fort Meyers
2. Sioux Falls, South Dakota
Estimated Population: 170,400
Median Home Price: $189,900
Standard Cost of Living: 4.9% below the U.S. average
Typical Cost of Healthcare: 7% below the U.S. average
South Dakota is known for a rich Native American culture and awe-inspiring landscapes, but the Mount Rushmore State is more than just a pretty place to visit. It also offers awesome tax benefits, low housing and living costs, and excellent healthcare.
You might not think of Sioux Falls when considering the best places to retire, but you should definitely put South Dakota’s largest city at the top of your list. You’ll find a diverse economy, one of the most tax-friendly places in the nation, and a friendly small town atmosphere.
In fact, the only reason Sioux Falls is our second choice for American retirement destinations is due to the weather and wide-open spaces. You might not enjoy the steamy summers and freezing winters, especially when combined with the sense of isolation that some residents experience.
Top 4 Cities to Retire in South Dakota
1. Sioux Falls
2. Rapid City
3. Watertown
4. Brookings
3. Englewood, Colorado
Estimated Population: 33,155
Median Home Price: $375,400
Standard Cost of Living: 36.1% above the U.S. average
Typical Cost of Healthcare: 2% below the U.S. average
Colorado boasts friendly folks, breathtaking mountain views, and some of the best skiing in the world, thanks to it’s more than 50 inches of pristine snowfall each year. It also has one of the highest senior health rankings in the country.
Englewood has a vibrant and good-looking downtown area that attracts many residents and small businesses, and you’ll also find tons of performing arts centers and museums – all with the awe-inspiring Rocky Mountains in the background.
While housing costs are on the high side in Englewood, there’s a low poverty rate and a high level of employment growth. There will always be plenty to do in Englewood, but the average commute time is around 25 minutes, so you should plan accordingly to avoid traffic jams.
Top 10 Cities to Retire in Colorado
1. Englewood
2. Boulder
3. Colorado Springs
4. Montrose
5. Wheat Ridge
6. Aurora
7. Denver
8. Broomfield
9. Pueblo
10. Grand Junction
4. Portsmouth, New Hampshire
Estimated Population: 21,645
Median Home Price: $445,800
Standard Cost of Living: 41.6% above the U.S. average
Typical Cost of Healthcare: 4% below the U.S. average
New Hampshire is world-famous for the part it played in the founding of America, but the Granite State has more than just remarkable historic landmarks to offer retirees. It’s also one of the 10 most tax-friendly states in the nation.
Even though Portsmouth has an average cost of living and housing that’s well above the rest of the country, this is the town we consider the best place to retire in New Hampshire, thanks to its quiet and peaceful neighborhoods.
You’ll enjoy easy access to all the big-city amenities of nearby Boston, while still being able to be away from the hustle and bustle. Portsmouth residents enjoy being a part of a tight-knit community while still having plenty of arts and entertainment in their backyard.
Top 10 Cities to Retire in New Hampshire
1. Portsmouth
2. Concord
3. Keene
4. Salem
5. Exeter
6. Rochester
7. Nashua
8. Dover
9. Manchester
10. Merrimack
5. McLean, Virginia
Estimated Population: 47,300
Median Home Price: $919,300
Standard Cost of Living: 138.6% above the U.S. average
Typical Cost of Healthcare: 6% below the U.S. average
Virginia is known as the birthplace of our nation, due to being home to the first English settlement at Jamestown. And the Old Dominion State also helps retirees find freedom, thanks to lower than average taxes.
McLean is nestled on the shores of the Potomac River and is a part of the Arlington metro area. While living costs and home prices are surprisingly high, it’s actually a cost-effective choice for seniors, thanks to a long list of tax deductions and reasonable healthcare costs.
If you’ve always dreamed of living in a tranquil mountain retreat, McLean just might fit the bill, and that’s why it’s our vote for the best city to retire in Virginia.
Top 10 Cities to Retire in Virginia
1. McLean
2. Chantilly
3. Newport News
4. Norfolk
5. Danville
6. Roanoke
7. Salem
8. Winchester
9. Henrico
10. Richmond
6. Salt Lake City, Utah
Estimated Population: 194,190
Median Home Price: $392,700
Standard Cost of Living: 26.8% above the U.S. average
Typical Cost of Healthcare: 4% above the U.S. average
Known for awe-inspiring desert landscapes and for being the birthplace of the Mormon religion, Utah is a haven for those that enjoy living an active outdoor lifestyle. And the Beehive State is also a sweet spot for older Americans, thanks to the second-highest senior health rating in the country.
Salt Lake City is a progressive yet traditional city, thanks to being the headquarters of the Mormon faith. There are also plenty of national parks, monuments, and forests nearby for outdoor recreation.
But when it comes to financial matters, Salt Lake City falls prey to Utah’s unfriendly tax policies, including the taxing of Social Security benefits. Be sure that you have your retirement savings in order before considering making this location your home in your Golden Years.
Top 10 Cities to Retire in Utah
1. Salt Lake City
2. Sandy
3. Saint George
4. Orem
5. Brigham City
6. Ogden
7. Cedar City
8. Washington
9. West Valley City
10. Vernal
7. Des Moines, Iowa
Estimated Population: 214,780
Median Home Price: $141,900
Standard Cost of Living: 14.1% below the U.S. average
Typical Cost of Healthcare: 11% above the U.S. average
You might not think of Iowa right away when considering the best places to retire, but the Hawkeye State has quite a bit to offer seniors, including below-average living costs and a charming down-home vibe in most of its cities.
Des Moines is loved by its residents for an attractive downtown area and plenty of big-city amenities without the typical hustle and bustle. Many affectionately refer to it as a “gentle big city” in the heartland of America.
You’ll be able to enjoy an assortment of parks, museums, zoos, and historic attractions. And of course, the famous Iowa State Fair, which has been a state tradition for more than 140 years.
Top 10 Cities to Retire in Iowa
1. Des Moines
2. Mason City
3. Clinton
4. Burlington
5. Cedar Rapids
6. Fort Dodge
7. Waterloo
8. Muscatine
9. Dubuque
10. Marshalltown
8. Sheridan, Wyoming
Estimated Population: 17,820
Median Home Price: $251,000
Standard Cost of Living: 5.3% above the U.S. average
Typical Cost of Healthcare: 33% above the U.S. average
Wyoming is home to Yellowstone National Park and was the first state to give women the right to vote. You’ll also find that the Equality State has great financial health, due to low healthcare costs and zero state income tax.
Sheridan is a small city with big views, affordable and attractive housing options, and excellent air quality. There is a strong sense of community amongst residents and plenty of sunny days in the summer to combat the heavy winter snowfalls.
If you’re looking to retire to a tax-friendly state that offers a ton of natural beauty and a lot of peace and quiet, you should definitely consider Sheridan to be the best place to retire in Wyoming.
Top 5 Cities to Retire in Wyoming
1. Sheridan
2. Cheyenne
3. Casper
4. Laramie
5. Rock Springs
9. Philadelphia, Pennsylvania
Estimated Population: 1,569,650
Median Home Price: $157,000
Standard Cost of Living: 10.8% above the U.S. average
Typical Cost of Healthcare: 16% above the U.S. average
Pennsylvania is well-known for playing a key role in the founding of the United States and for being the home of Benjamin Franklin. But the Keystone State is also a good place for seniors to call home, thanks to being one of the most tax-friendly places in the nation.
Philadelphia is the capital city and one of the largest metropolitan areas in the country. The “City of Brotherly Love” offers an attractive and entertaining downtown district, as well as easy-to-navigate streets and walkways.
You’ll find a diverse culture, plenty of pleasant neighborhoods to choose from, and very reasonable housing prices, all of which is why we elect Philadelphia as the best city to retire in Pennsylvania.
Top 10 Cities to Retire in Pennsylvania
1. Philadelphia
2. King of Prussia
3. Malvern
4. Johnstown
5. Pittsburgh
6. Monroeville
7. Greensburg
8. Lancaster
9. Pottsville
10. Chambersburg
10. Hopkins, Minnesota
Estimated Population: 18,220
Median Home Price: $260,200
Standard Cost of Living: 13.1% above the U.S. average
Typical Cost of Healthcare: 13% below the U.S. average
Minnesota is known as the land of 10,000 lakes, which makes the North Star State an easy choice for folks that enjoy spending time outdoors and around pristine natural waterways.
Hopkins is in the Minneapolis metro area and it runs along the upper Mississippi River, about 20 miles west of the Wisconsin border. It’s well-known for its attractive neighborhoods and downtown district, as well as for allowing residents to enjoy a small-town charm without losing out on big-city amenities.
Hopkins is close enough to the Twin Cities for seniors to be able to take part in a wide assortment of attractions, including the Mall of America, while still being able to feel as if they’re a part of a close-knit community.
Top 10 Cities to Retire in Minnesota
1. Hopkins
2. Albert Lea
3. Alexandria
4. Rochester
5. Grand Rapids
6. Saint Paul
7. Saint Cloud
8. Duluth
9. Minneapolis
10. Austin
11. Lewes, Delaware
Estimated Population: 2,960
Median Home Price: $359,800
Standard Cost of Living: 25.7% above the U.S. average
Typical Cost of Healthcare: 9% above the U.S. Average
Delaware boasts a moderate climate, plenty of outdoor recreation, and a small-town feel that’s adored by residents and visitors alike. They also have no taxes on sales or Social Security benefits.
Lewes is in the Salisbury metro area and is situated along the Wicomico River in a part of Delaware known as Maryland’s Eastern Shore. It’s close to Washington DC, Philadelphia, Baltimore, and Norfolk, Virginia and offers a well-kept and historic downtown.
With the Atlantic and the Chesapeake Bay nearby, Lewes residents enjoy a mild climate and summer days rarely exceed 90 degrees, along with moderate winters and infrequent freezes.
Top 10 Cities to Retire in Delaware
1. Lewes
2. Wilmington
3. Millsboro
4. Newark
5. Milford
6. Seaford
7. Dover
8. New Castle
9. Myrna
10. Middletown
12. Milwaukee, Wisconsin
Estimated Population: 599,090
Median Home Price: $119,100
Standard Cost of Living: 10% below the U.S. average
Typical Cost of Healthcare: 5% above the U.S. average
Mostly known for its world-famous cheese, Wisconsin has been dubbed “America’s Dairyland” for obvious reasons. The Badger State might have plenty of grazing land, but it’s not the best place to head out to pasture in your later years.
Milwaukee is a large city near the Chicago area that has a lot to offer when it comes to arts and entertainment, but not so much in terms of financial health. Most of your retirement income will be subject to taxes, which makes the lower cost of living less appealing.
If you like the thought of being close to all of the amenities the Windy City has to offer, but don’t actually want to live in a big-city environment, you might just consider Milwaukee to be the best place to retire in Wisconsin.
Top 10 Cities to Retire in Wisconsin
1. Milwaukee
2. Green Bay
3. Marshfield
4. Wausau
5. New Berlin
6. Manitowoc
7. Racine
8. Janesville
9. Brookfield
10. Rhinelander
13. Garden City, Idaho
Estimated Population: 11,640
Median Home Price: $326,400
Standard Cost of Living: 16.9% above the U.S. average
Typical Cost of Healthcare: 8% below the U.S. average
Idaho might be known best for their potatoes, but the Gem State is just that for retirees, thanks to offering seniors some serious advantages. You won’t have to pay taxes on your Social Security benefits, and it’s one of the few states that doesn’t have an estate or inheritance tax.
Garden City is a part of the Boise metro area, which means you’ll have access to all of the great things about big city life, while still enjoying more of a small-town feel. Not to mention being able to enjoy the picturesque view of the Boise Mountains.
You’ll also get a mild climate and tons of available outdoor recreation in Garden City, including hiking, bicycling and some of the best fishing in the country. If you’re an active senior, this is definitely the best city to retire in Idaho.
Top 10 Cities to Retire in Idaho
1. Garden City
2. Coeur d’Alene
3. Boise
4. Lewiston
5. Meridian
6. Idaho Falls
7. Hayden
8. Twin Falls
9. Pocatello
10. Blackfoot
14. Sun City, Arizona
Estimated Population: 39,000
Median Home Price: $178,600
Standard Cost of Living: 3.2% above the U.S. average
Typical Cost of Healthcare: 2% above the U.S. average
Arizona is known as the Grand Canyon State and it offers plenty of sunshine, gorgeous desert landscapes, and an enjoyable dry heat environment to residents.
We found Sun City to be the best retirement destination in Arizona, thanks to a low tax burden, plenty of senior-friendly things to do, such as golfing and bowling. It also provides a friendly and fun community with more than 70% of the population being made up of older Americans.
If you’re looking to get out of the cold and snow of the Northern states when you retire, and you want to be surrounded by residents in your own age bracket, Sun City should be at the top of your list.
Top 9 Cities to Retire in Arizona
1. Sun Cit
2. Green Valley
3. Yuma
4. Chandler
5. Prescott
6. Scottsdale
7. Apache Junction
8. Surprise
9. Payson
15. St. Louis, Missouri
Estimated Population: 314,870
Median Home Price: 120,600
Standard Cost of Living: 11.3% below the U.S. average
Typical Cost of Healthcare: 6% below the U.S. average
Missouri is known for its barbecue and the Gateway Arch, but the Show-Me State also has a reputation for being a less than a tax-friendly state for people of all ages, especially those over 65.
St. Louis has been called the Gateway City since its earliest days, even before their arched landmark went up. That’s because it can be accessed by all angles, making it a crucial center of culture and commerce in the Mississippi River Basin.
Even though you’ll pay more taxes than residents in other states, if you choose to retire in St. Louis, you’ll also enjoy a city that’s rich in history and full of sources for recreation. Plus, your dollar will stretch further, thanks to very reasonable housing and living costs.
Top 10 Cities to Retire in Missouri
1. St. Louis
2. Springfield
3. Chesterfield
4. Maryland Heights
5. Joplin
6. Independence
7. St. Joseph
8. Washington
9. Sikeston
10. Kansas City
16. Auburn Hills, Michigan
Estimated Population: 22,640
Median Home Price: $161,700
Standard Cost of Living: 1.5% above the U.S. average
Typical Cost of Healthcare: 17% below the U.S. average
Michigan offers residents affordable housing options, well below average healthcare costs, and cities with small town appeal, which makes the Great Lakes State an attractive choice for many seniors.
Auburn Hills is in the Detroit metro area and runs along the Detroit River, with Ontario directly across the Canadian border. You’ll find a strong sense of community, plenty of low-cost housing to choose from, and attractive neighborhoods.
Many residents of Auburn Hills spend their time enjoying the river in the summer and hunkering down when the heavy snowfall hits in the winter. The beauty of the changing seasons and the friendly neighbors are part of what makes it our choice for the best city to retire in Michigan.
Top 10 Cities to Retire in Michigan
1. Auburn Hills
2. Southfield
3. Troy
4. Livonia
5. Portage
6. Alpena
7. Lansing
8. Detroit
9. Grand Rapids
10. Cadillac
17. Independence, Ohio
Estimated Population: 7,130
Median Home Price: $230,600
Standard Cost of Living: 3.4% above the U.S. average
Typical Cost of Healthcare: 18% below the U.S. average
Ohio became famous for the Wright Brothers and their excellent college football team, but the Buckeye State has much more to offer, including special tax credits for seniors and a friendly down-home feel.
Independence is a small town in the Cleveland metro area that has mild summers and winters that are typical for the Midwest states. You’ll find reasonable home prices, plenty of entertainment nearby, including the famous Rock and Roll Hall of Fame, and a strong sense of community.
If you’re looking for a peaceful and pleasant place to call come in your Golden Years, you should definitely consider Independence to be the best city to retire in Ohio.
Top 10 Cities to Retire in Ohio
1. Independence
2. Maumee
3. Cleveland
4. Columbus
5. Dayton
6. Beachwood
7. Warren
8. Youngstown
9. North Canton
10. Bedford
18. Murrells Inlet, South Carolina
Estimated Population: 8,750
Median Home Price: $219,600
Standard Cost of Living: 1.1% above the U.S. average
Typical Cost of Healthcare: 2% above the U.S. average
South Carolina is known for down-home charm, lovely weather, and Southern hospitality. And the Palmetto State paints a pretty picture for your bottom line too, thanks to no taxes on Social Security benefits or other retirement income.
Murrells Inlet is in the Georgetown metro area and offers the best of the South, including gorgeous tree-lined streets, pretty homes, and the tranquility that comes with living in a small community.
You’ll find a great climate, plenty of history, and a deeply ingrained local culture in Murrells Inlet, which is why it’s our vote for the best city to retire in South Carolina.
Top 10 Cities to Retire in South Carolina
1. Murrells Inlet
2. Myrtle Beach
3. Greenville
4. West Columbia
5. North Charleston
6. Spartanburg
7. Camden
8. Hilton Head Island
9. Aiken
10. Anderson
19. Fargo, North Dakota
Estimated Population: 118,100
Median Home Price: $228,900
Standard Cost of Living: 1% below the U.S. average
Typical Cost of Healthcare: 23% below the U.S. average
North Dakota winters are not for the faint of heart, but the Peace Garden State has a lovely landscape thanks to pristine mountain ranges, and it’s also very senior-friendly when it comes to taxes.
Fargo is the largest city in North Dakota and it’s positioned near the Red River, giving residents access to waterfront recreation in the summers, which are actually quite mild and pleasant.
There is a strong sense of community in Fargo, due mostly to a large Scandinavian influence that makes for friendly neighbors, and thanks to residents banding together during heavy winter snowfalls.
Top 4 Cities to Retire in North Dakota
1. Fargo
2. Bismarck
3. Grand Forks
4. West Fargo
20. Houston, Texas
Estimated Population: 2,267,340
Median Home Price: $182,500
Standard Cost of Living: 4.8% above the U.S. average
Typical Cost of Healthcare: 6% below the U.S. average
Texas is all about cowboys, big hats, and friendly people. But the Lone Star State also has some large benefits for its senior residents, including tax breaks for those 65 and older.
Houston is one of the biggest metropolitan areas in the United States. While there isn’t much in the way of natural scenery, you’ll find plenty to do in terms of recreation, thanks to excellent performing arts, museums, and professional sports teams.
You’ll also enjoy nice weather pretty much all year in Houston, as well as a sleek and modern skyline, and tons of great sources for shopping. That’s why it’s our vote for the best place to retire in Texas.
Top 10 Cities to Retire in Texas
1. Houston
2. Georgetown
3. Sugar Land
4. Spring
5. Arlington
6. Fredericksburg
7. Waco
8. San Antonio
9. Dallas
10. Kerrville
21. Boston, Massachusetts
Estimated Population: 669,160
Median Home Price: $608,900
Standard Cost of Living: 81.6% above the U.S. average
Typical Cost of Healthcare: 17% below the U.S. average
Massachusetts is well-known for it’s rich and patriotic history, as well as for being a Mecca of higher learning, thanks to playing a big part in the Revolutionary war and being home to famous Ivy League schools.
But the Bay State is also known for having one the highest overall living cost rates in the country and for some pretty steep tax bills. If you’re looking for the best place to retire in Massachusetts, we recommend going for Boston.
You’ll have access to amazing big city amenities, including an attractive and highly walkable downtown district that’s the perfect blend of the old and the new. You can also check out the world-famous Boston Pops and the Museum of Fine Arts.
Top 10 Cities to Retire in Massachusetts
1. Boston
2. Burlington
3. Danvers
4. Stoughton
5. Framingham
6. Pittsfield
7. Woburn
8. Fall River
9. Canton
10. Gloucester
22. Winston-Salem, North Carolina
Estimated Population: 240,190
Median Home Price: $136,500
Standard Cost of Living: 13.4% below the U.S. average
Typical Cost of Healthcare: 7% above the U.S. average
North Carolina is a favorite vacation spot for many Americans, thanks to the pleasant climate, gorgeous mountain landscapes, and excellent snow skiing. But the Tar Heel State is also known for not being one the most tax-friendly place for seniors.
Winston-Salem offers residents a much lower cost of living than average and some incredibly reasonable home prices. There’s also plenty to do, especially if you enjoy the Great Outdoors, and a small-town feel that many people adore.
If you love mild winters and warm summers all wrapped up in a picturesque setting that comes with friendly neighbors, Winston-Salem is the best city to retire in North Carolina, even with a bit of a larger tax bill to deal with.
Top 10 Cities to Retire in North Carolina
1. Winston-Salem
2. Hendersonville
3. Burlington
4. Waynesville
5. Charlotte
6. Hickory
7. Franklin
8. Asheboro
9. Greensboro
10. Rocky Mount
23. Augusta, Maine
Estimated Population: 18,625
Median Home Price: $138,700
Standard Cost of Living: 13.8% below the U.S. average
Typical Cost of Healthcare: 2% above the U.S. average
Maine can be tough to handle in the winter, thanks to heavy snowfall and ice storms, but it’s also home to some of the most beautiful coastal scenery in the country. And the Pine Tree State is well-known for friendly residents and plenty of outdoor recreation in the summer.
If you’re looking to retire to a small, quiet town with breathtaking views, Augusta should definitely be on your radar. Neighborhoods are quaint and picturesque, and you’ll enjoy low housing and living costs if you retire to Maine, along with no taxes on your Social Security benefits.
Augusta is an ideal place to live out your Golden years in peace and quiet, as well as enjoy the beauty of the changing seasons. If you’re looking for tranquility and enjoy a good fire to stay toasty and warm, Augusta is definitely the best city to retire in Maine for you.
Top 9 Cities to Retire in Maine
1. Augusta
2. Waterville
3. Bangor
4. Auburn
5. Lewiston
6. Brunswick
7. South Portland
8. Biddeford
9. Portland
24. Lenexa, Kansas
Estimated Population: 52,030
Median Home Price: $293,000
Standard Cost of Living: 15.9% above the U.S. average
Typical Cost of Healthcare: 6% above the U.S. average
Kansas offers reasonable housing costs and culturally rich communities, but the Sunflower State is also home to tricky weather and some of the highest tax rates in the country.
Lenexa is located on the Missouri River and is part of the Kansas City metro area. Once considered to be more of a large industrial and agricultural complex, this town on the Missouri-Kansas line is now known more for its museums and architectural tourist attractions.
You’ll have access to plenty of entertainment sources, including top-notch dining, shopping, and live music. And if you’re a sports fan, you can also catch a Chiefs or Royals game during the NFL and MLB seasons.
Top 10 Cities to Retire in Kansas
1. Lenexa
2. Topeka
3. Hutchinson
4. Salina
5. Newton
6. Wichita
7. Pittsburg
8. Emporia
9. Hays
10. Overland Park
25. Palm Desert, California
Estimated Population: 51,675
Median Home Price: $349,300
Standard Cost of Living: 34.5% above the U.S. average
Typical Cost of Healthcare: 16% below the U.S. average
Although the Golden State is loved for mild weather, plenty of fun things to do year-round, and a variety of gorgeous views, including both desert vistas and soaring mountains, it’s also home to the country’s second-highest living costs.
If you already live in California or are considering moving there in your Golden Years, you should definitely put Palm Desert at the top of your list of retirement destinations. You’ll find much more reasonable housing and living costs, and less overcrowding than many other parts of Southern California.
Palm Desert offers mild winters and coastal breezes that help keep you cool on summer evenings, plus the typical commute is actually less than the national average, which is a pleasant surprise for any California city.
Top 10 Cities to Retire in California
1. Palm Desert
2. San Diego
3. Sun City
4. Santa Clara
5. San Francisco
6. Irvine
7. Grass Valley
8. Valencia
9. Seal Beach
10. Paradise
26. Omaha, Nebraska
Estimated Population: 463,080
Median Home Price: $168,300
Standard Cost of Living: 5.1% below the U.S. average
Typical Cost of Healthcare: 25% above the U.S. average
Nebraska is agricultural heaven and its pretty river valley views, lush tree-covered hills, and sweeping expanses of prairie make it attractive to anyone looking to get back to nature and enjoy the Great Outdoors.
But the Cornhusker State has surprisingly high healthcare costs and it does tax some forms of retirement income, although Nebraska leaves Social Security benefits alone. We’ve chosen Omaha as the best place to retire in Nebraska, thanks to its lower cost of living and lovely scenery.
Omaha doesn’t have much to offer in arts and entertainment, but there are beautiful rural communities with attractive and affordable housing that make this part of Nebraska quite appealing to residents over 60 years of age.
Top 9 Cities to Retire in Nebraska
1. Omaha
2. Lincoln
3. Hastings
4. Grand Island
5. Fermont
6. North Platte
7. Bellevue
8. Papillon
9. Elkhorn
27. Las Vegas, Nevada
Estimated Population: 621,660
Median Home Price: $280,700
Standard Cost of Living: 20.1% above the U.S. average
Typical Cost of Healthcare: 5% below the U.S. average
If you enjoy desert landscapes and hitting a casino now and then, chances are that you’ve been to Nevada at some point in your life. After all, the Silver State is home to one of the world’s most famous gambling destinations.
But Las Vegas has more to offer than just slot machines and all-you-can-eat buffets. This gambler’s paradise also makes a good place for retirement, even with a much higher than average cost of living to contend with.
You’ll have warm weather to enjoy almost all year, plenty of attractive and affordable housing options, and quite a few senior-friendly recreation choices, including world-class golf courses.
Top 9 Cities to Retire in Nevada
1. Las Vegas
2. Pahrump
3. Sparks
4. Reno
5. Henderson
6. Carson City
7. Fallon
8. Elko
9. Sun Valley
28. Chicago, Illinois
Estimated Population: 2,722,590
Median Home Price: $223,000
Standard Cost of Living: 17.8% above the U.S. average
Typical Cost of Healthcare: 6% below the U.S. average
Illinois is well-known for being a big part of America’s heartland and the Prairie State has both big-city appeal and hometown charm. But it’s also on a downward slide financially, due to some serious long-term debt.
Chicago offers plenty of recreation with world-class museums and beautiful historical homes, as well as excellent shopping and access to tons of professional sporting events.
If you enjoy a wide variety of cultures and a patchwork of sprawling suburbs to choose from, you just might decide to make this metropolis your retirement destination.
Top 10 Cities to Retire in Illinois
1. Chicago
2. Downers Grove
3. Elk Grove Village
4. Northbrook
5. Des Plaines
6. Mount Vernon
7. Decatur
8. Marion
9. Rockford
10. Niles
29. Billings, Montana
Estimated Population: 109,080
Median Home Price: 239,700
Standard Cost of Living: 2.9% above the U.S. average
Typical Cost of Healthcare: 4% below the U.S. average
There’s no denying the beauty of Montana’s wide-open spaces and soaring mountains. There’s a reason it’s known as Big Sky Country! But you’ll also find higher than average living and healthcare costs, as well as taxes on Social Security benefits.
Billings has been around since the days of Lewis and Clark, and it’s become Montana’s largest city, while still maintaining its small-town charm. You’ll find dramatic landscapes, plenty of outdoor recreation to take part in during the pleasant summer months, and an undeniable Western flavor.
Even though you’ll have to deal with heavy snows in the winter and a high tax bill, if you’re looking for a peaceful and picturesque place to retire, we give our vote to Billings as the best place to retire in Montana.
Top 7 Cities to Retire in Montana
1. Billings
2. Helena
3. Butte
4. Kalispell
5. Great Falls
6. Missoula
7. Bozeman
30. Atlanta, Georgia
Estimated Population: 465,230
Median Home Price: $261,700
Standard Cost of Living: 15.4% above the U.S. average
Typical Cost of Healthcare: 9% below the U.S. average
Georgia offers low living and healthcare costs, as well as warm weather and gorgeous historical homes and parks. The Peach State also provides plenty of modern amenities like world-class shopping and tourist attractions.
Atlanta is a booming metropolis, situated between the old South and the new. There is a rich diversity of cultures and socioeconomic situations, and the impressive downtown area has undergone several updates and improvements.
Housing in Atlanta offers an excellent return on your investment, and there are plenty of cost-effective home ownership options to be found. If you enjoy big-city life with a touch of down-home appeal, Atlanta just might fit the bill.
Top 10 Cities to Retire in Georgia
1. Atlanta
2. Blairsville
3. Gainsville
4. Albany
5. Norcross
6. Jasper
7. Brunswick
8. Thomasville
9. Dalton
10. Fayetteville
31. Sequim, Washington
Estimated Population: 6,820
Median Home Price: $363,500
Standard Cost of Living: 14.8% above the U.S. average
Typical Cost of Healthcare: 20% below the U.S. average
Washington is home to major mountain ranges, 3,000 miles of coastline, and plenty of wide-open spaces for boating, swimming, and hiking. All of this leads to it’s ranking as the nation’s second healthiest state for seniors.
Sequim is a small town in the greater Port Angeles metro area that boasts lovely homes and kind neighbors, but you will find housing and living costs on the higher side when compared to other states.
If you enjoy the thought of an active retirement lifestyle, clean air, and fewer neighbors, Sequim just might be the best city to retire in Washington for you.
Top 10 Cities to Retire in Washington
1. Sequim
2. Bellevue
3. Seattle
4. Anacortes
5. Port Angeles
6. Renton
7. Kent
8. Richland
9. Spokane
10. Longview
32. Anchorage, Alaska
Estimated Population: 298,225
Median Home Price: $336,100
Standard Cost of Living: 37% above the U.S. average
Typical Cost of Healthcare: 16% above the U.S. average
Affectionately referred to as the Last Frontier, most people wouldn’t even consider this beautiful state when thinking about the best retirement destinations.
But Alaska’s largest city offers stunning views of natural wonders, such as the Cook Inlet, Kirk Arm, and Chugach State Park. There’s no state income or sales tax and the poverty rate is one of the lowest in the country.
On top of that, if you choose to retire in Alaska, you’ll most likely be eligible for an annual “oil wealth savings” dividend check of around $1,000 per person, just for living there.
Top 6 Cities to Retire in Alaska
1. Anchorage
2. Palmer
3. Wasilla
4. Fairbanks
5. North Pole
6. Eagle River
33. Tulsa, Oklahoma
Estimated Population: 401,350
Median Home Price: $124,500
Standard Cost of Living: 10.4% below the U.S. average
Typical Cost of Healthcare: 11% above the U.S. average
Oklahoma offers residents wide-open expanses and sweeping plains, but the Sooner State is also known for having a low rating in terms of senior health, due to high levels of inactivity and smoking.
Tulsa is a mid-sized city with an attractive downtown district and an intriguing mix of cultures, which might be why it’s called the place where “the South meets the West” by many residents.
There are pleasant summers and relatively mild winters in Tulsa, friendly neighbors and low housing prices, but you’ll also find lower than average income levels, making this a bit of a mixed bag of a retirement destination.
Top 10 Cities to Retire in Oklahoma
1. Tulsa
2. Oklahoma City
3. Bartlesville
4. Ardmore
5. Duncan
6. Claremore
7. Chickasha
8. Shawnee
9. Muskogee
10. Lawton
34. Indianapolis, Indiana
Estimated Population: 853,430
Median Home Price: $135,200
Standard Cost of Living: 12.1% below the U.S. average
Typical Cost of Healthcare: 14% below the U.S. average
While the Hoosier State offers a below-average cost of living and healthcare, it also taxes Social Security benefits, which might make many seniors hold off on moving to Indiana in their Golden Years.
Out of all the options, we found Indianapolis to be the best city to retire in Indiana, thanks to high returns on real estate investments, a newly updated downtown area, and pedestrian-friendly streets.
If you like the thought of cost-effective living, being near a large metropolis for convenience, and having access to lower real estate offerings, you might want to choose Indianapolis as your retirement destination, even with its higher tax bracket.
Top 10 Cities to Retire in Indiana
1. Indianapolis
2. Evansville
3. Mishawaka
4. Fort Wayne
5. Kokomo
6. Richmond
7. Warsaw
8. Lafayette
9. Elkhart
10. Bedford
35. Roseburg, Oregon
Estimated Population: 22, 010
Median Home Price: $216,600
Standard Cost of Living: 2.8% below the U.S. average
Typical Cost of Healthcare: 4% below the U.S. average
If you’re a fan of Nature, there are few places better to live than Oregon. You can take advantage of beautiful parks for hiking, lots of maritime communities for those that love being on the water, and mountain ranges that will practically knock you over with the view they offer.
Roseburg is in the center of an area known as the Land of Umpqua, which is famous for its pristine valleys, waterfalls, and rivers, as well as multiple wineries and a 600-acre wildlife preserve. In short, it’s a Mecca for active seniors that love being outdoors.
While Roseburg has a lot to offer folks looking to retire, it also has a higher than average median home price and one of the highest income tax rates in the United States, which means you’ll need to have a good bit of savings to retire in the Beaver State.
Top 10 Cities to Retire in Oregon
1. Roseburg
2. Grants Pass
3. Beaverton
4. Coos Bay
5. Medford
6. Ashland
7. Springfield
8. Klamath Falls
9. Central Point
10. Clackamas
36. New York, New York
Estimated Population: 8,560,070
Median Home Price: $693,900
Standard Cost of Living: 109.3% above the U.S. average
Typical Cost of Healthcare: 1% above the U.S. average
New York is thought by many to be the heart of our country and it offers everything from one of the world’s most popular cities to sleepy towns in its northern areas. But the Empire State has an allure that’s undeniable.
It might surprise you to see New York City on our list of the best places to retire. After all, it’s crowded, expensive, and not exactly tranquil. But NYC makes up for the ridiculous cost of living and sky-high home prices by offering residents an amazing quality of life.
If you’ve always dreamed of living in the Big Apple, love public transportation, and enjoy having access to anything you could ever possibly want all in one place, New York City just might be the retirement destination for you.
Top 10 Cities to Retire in New York
1. New York
2. Rochester
3. Albany
4. Long Island
5. Buffalo
6. Tonawanda
7. Latham
8. Horseheads
9. Liverpool
10. Niagara Falls
37. Memphis, Tennessee
Estimated Population: 654,720
Median Home Price: $82,100
Standard Cost of Living: 15.7% below the U.S. average
Typical Cost of Healthcare: 30% above the U.S. average
Tennessee is famous for being the home of Country music and Jack Daniels whiskey, but the Volunteer State doesn’t have as much to offer seniors as it does to music and mixed drink fans.
Memphis is a large city set along the Mississippi River that’s well-known for being the hometown of Blues music and Elvis Presley. But residents of this entertaining and musically rich city have to deal with high healthcare costs and low quality of life.
Although Memphis residents enjoy living in a state that’s considered tax-friendly, thanks to no income or Social Security benefits taxes, they also have to contend with high unemployment and crime rates.
Top 10 Cities to Retire in Tennessee
1. Memphis
2. Knoxville
3. Oakridge
4. Kings Port
5. Nashville
6. Chattanooga
7. Franklin
8. Germantown
9. Jackson
10. Bristol
38. Bloomfield, Connecticut
Estimated Population: 20,850
Median Home Price: $202,600
Standard Cost of Living: 14% above the U.S. average
Typical Cost of Healthcare: 6% above the U.S. average
Connecticut is known as the Constitution State and it played a key role in the founding of our nation. It also has beautiful foliage in the fall months and lovely snowfall in the winter, as well as plenty of warm weather in the summer for residents to enjoy.
We found that Bloomfield is the best place to retire in Connecticut, thanks to a stable economy, diverse culture, and a wide variety of arts and entertainment for people of all ages. You’ll enjoy a quaint-looking but vibrant downtown area and tons of attractions that history buffs will enjoy.
Bloomfield is located in the greater Hartford metro area, which will give you access to wonderful museums and shopping, but you’ll need to prepare your bottom line for a bit of a hit since Connecticut has one of the highest costs of living and tax brackets in the country.
Top 10 Cities to Retire in Connecticut
1. Bloomfield
2. Rocky Hill
3. Windsor
4. North Haven
5. Wallingford
6. Branford
7. Torrington
8. Newington
9. Shelton
10. Guilford
39. Huntsville, Alabama
Estimated Population: 190,000
Median Home Price: $148,800
Standard Cost of Living: 7.8% below the U.S. average
Typical Cost of Healthcare: 8% above the U.S. average
Retirees looking for the best the South has to offer at a lower price point than Florida will love Alabama. There’s plenty of sun, surf, and golf playing to enjoy – without the hefty price tag of living in the Sunshine State.
Huntsville is the best Alabama city for retirement, thanks to plenty of attractions like the U.S. Space and Rocket Center, and you’ll also find low home prices and overall cost of living.
Many residents have noted that Huntsville is splendidly diverse, which is welcomed and cherished by those that have found the opposite to be true in other Southern states.
Top 10 Cities to Retire in Alabama
1. Huntsville
2. Decatur
3. Montgomery
4. Florence
5. Dothan
6. Birmingham
7. Foley
8. Opelika
9. Bessemer
10. Mobile
40. Honolulu, Hawaii
Estimated Population: 350,790
Median Home Price: $677,800
Standard Cost of Living: 101.1% above the U.S. average
Typical Cost of Healthcare: 7% below the U.S. average
Hawaii is America’s island paradise, and as you’d probably expect, living doesn’t come cheap in the Aloha State. You’ll pay some of the highest living costs in the nation to be able to declare yourself a Hawaiian.
But as far as idyllic retirement locale, you can’t do much better than Honolulu, which is the best city to retire in Hawaii. There are pristine beaches, perfect weather almost year-round, and healthy and happy people everywhere you look.
While you’ll pay more than twice in living costs than any other state, you’ll also get better air quality, lower cancer risk, and a longer life expectancy if you choose to call Honolulu home after you retire.
Top 10 Cities to Retire in Hawaii
1. Honolulu
2. Hilo
3. Kailua Kona
4. Aiea
5. Kahului
6. Pearl City
7. Lahaina
8. Kaneohe
9. Kihei
10. Wailuku
41. Baltimore, Maryland
Estimated Population: 619,800
Median Home Price: $118,800
Standard Cost of Living: 3.2% below the U.S. average
Typical Cost of Healthcare: 3% below the U.S. average
Even though Maryland is known as the Free State, that’s far from the case when it comes to taxes and living costs, although they do fall below the national average. You won’t be taxed on your Social Security benefits, but Maryland is the only state that has both an inheritance and estate tax.
Baltimore is a popular destination for those that work in neighboring Washington, D.C. and that makes it both a place that’s full of sources of entertainment, as well as a nightmare when it comes to traffic. There are a world-class aquarium and an attractive historic downtown district, but you’ll also find higher than average crime rates.
If you want to be near a big city and all the amenities that come with it, Baltimore is the best city to retire in Maryland. Just be sure to beef up your savings before making it your retirement destination, so you’ll be able to pay for all of those taxes.
Top 10 Cities to Retire in Maryland
1. Baltimore
2. Annapolis
3. Bethesda
4. Berlin
5. Easton
6. Towson
7. Lutherville
8. Cockeysville
9. Pikesville
10. Salisbury
42. Baton Rouge, Louisiana
Estimated Population: 227,550
Median Home Price: $167,000
Standard Cost of Living: 0.5% below the U.S. average
Typical Cost of Healthcare: 1% above the U.S. average
Louisiana offers Southern charm, moderate temperatures year-round, and access to wonderful historic attractions. But the Pelican State is also one of the worst places for senior health, due to higher rates of obesity and smoking amongst its older residents.
Baton Rouge is well-known as a college town with an antebellum flair. There’s plenty of local character and the shady streets are lined with gracious old Southern homes. There’s also plenty to do in the renovated Mississippi River waterfront area in the downtown district.
If you’re looking for a town with gorgeous landscapes and tons of Southern spice, as well as a reasonable cost of living, you just might want to put Baton Rogue at the top of your list of best places to retire in Louisiana.
Top 10 Cities to Retire in Louisiana
1. Baton Rouge
2. Metairie
3. New Orleans
4. Alexandria
5. Covington
6. Lake Charles
7. Shreveport
8. Lafayette
9. Houma
10. Morgan City
43. Meridian, Mississippi
Estimated Population: 39,215
Median Home Price: $99,400
Standard Cost of Living: 17.4% below the U.S. average
Typical Cost of Healthcare: 4% above the U.S. average
Low housing costs and impressive tax breaks make Mississippi appealing to many people, but the Magnolia State also ranked as the worst place in the country when it comes to senior health, due to a higher than average poverty rate amongst those 65 years and up.
Meridian is our choice for the best city to retire in Mississippi, thanks to a quaint small-town feel and attractive housing options that are much more affordable than many other places around the nation.
If you choose to make Meridian your home in your Golden Years, you won’t have to worry about paying taxes on any of your retirement income, including IRA and 401(k) distributions, or any of your Social Security benefits.
Top 10 Cities to Retire in Mississippi
1. Meridian
2. Tupelo
3. Jackson
4. Gulfport
5. Natchez
6. Ridgeland
7. McComb
8. Vicksburg
9. Southaven
10. Hattiesburg
44. Mountain Home, Arkansas
Estimated Population: 12,250
Median Home Price: $136,500
Standard Cost of Living: 18.6% below the U.S. average
Typical Cost of Healthcare: 15% below the U.S. average
Arkansas has some beautiful views and plenty of wide open spaces, which makes this state a top pick for people that enjoy being in the Great Outdoors. You’ll also find low healthcare costs and some great retirement income tax exemptions.
Residents of Mountain Home praise how it feels like living in a small town, while still having everything you need close by, and much less traffic than larger metro areas. There is also low-cost housing available and a cost of living that’s substantially lower than the U.S. average.
Add in the fact that Mountain Home gets less snow and more sun than many of the other states in the Southwest part of the country, and a commute that’s 10 minutes less than anywhere else in America, and you just might choose to make this city your retirement destination.
Top 10 Cities to Retire in Arkansas
1. Mountain Home
2. Little Rock
3. Fort Smith
4. Hot Springs
5. Batesville
6. Pine Bluff
7. West Memphis
8. Russellville
9. Conway
10. Searcy
45. Albuquerque, New Mexico
Estimated Population: 556,720
Median Home Price: $196,800
Standard Cost of Living: 1.7% below the U.S. average
Typical Cost of Healthcare: 12% below the U.S average
New Mexico offers sunny days, dry heat, and awe-inspiring views to its residents, but the Land of Enchantment is also known for industrial sprawl, congestion, and poor air quality.
Albuquerque is the largest city in New Mexico and its culture is a unique mix of mostly Hispanic and Native American heritage, giving the area a bit of spicy local flavor.
Although there’s plenty of history, available arts and entertainment, and no frightening weather to worry about, Albuquerque residents have to deal with some scary tax concerns, which include having to pay taxes on Social Security benefits.
Top 10 Cities to Retire in New Mexico
1. Albuquerque
2. Santa Fe
3. Las Cruces
4. Roswell
5. Alamogordo
6. Belen
7. Gallup
8. Carlsbad
9. Rio Rancho
10. Farmington
46. Manchester Township, New Jersey
Estimated Population: 43,420
Median Home Price: $193,700
Standard Cost of Living: 3.6% above the U.S. average
Typical Cost of Healthcare: 4% below the U.S. average
New Jersey has been a place for people to get a taste of nearby NYC while avoiding the hustle and bustle of big-city life for a long time. But the Garden State has more to offer than just a short commute to Manhattan.
Manchester Township is a sleepy New Jersey community that has affordable housing options and a much smaller population than many of the state’s other cities. But you’ll still have to deal with a higher than average cost of living.
There are also New Jersey’s high property taxes to think about, as well as laws limiting how much of those payments you can deduct on your tax return. If you already live in New Jersey, we give Manchester Township our vote for the best city for retirement. If you don’t, you definitely might want to consider another option.
Top 10 Cities to Retire in New Jersey
1. Manchester Township
2. Toms River
3. Parsippany
4. Paramus
5. Mount Laurel
6. Monroe Township
7. Atlantic City
8. Cherry Hill
9. Eatontown
10. Trenton
47. Essex Junction, Vermont
Estimated Population: 10,130
Median Home Price: $302,600
Standard Cost of Living: 16.3% above the U.S. average
Typical Cost of Healthcare: 1% below the U.S. average
Vermont is known for their famous cheddar cheese and maple syrup, as well as being the birthplace of Ben and Jerry’s ice cream. But the Green Mountain State isn’t such a sweet choice for seniors, due to taxes on retirement income and a high cost of living.
Essex Junction is in the Burlington metro area and has a youthful ambiance, thanks to being so close to the University of Vermont. You’ll have access to beautiful historic and tree-lined streets that are highly walkable and gorgeous views of the nearby Adirondacks.
Even though Essex Junction offers picturesque landscapes and tranquil living, thanks to its small population and the view of autumn foliage, it also has high home prices and large tax bills to contend with.
Top 5 Cities to Retire in Vermont
1. Essex Junction
2. Montpelier
3. Wilmington
4. Morristown
5. Waterbury
48. Huntington, West Virginia
Estimated Population: 48,040
Median Home Price: $84,300
Standard Cost of Living: 22.6% below the U.S. average
Typical Cost of Healthcare: 7% below the U.S. average
West Virginia is considered to be one of the most naturally beautiful and historic places in the country, but the Mountain State can make for rocky finances if you’re over the age of 65, due to high taxes and poor fiscal health.
Huntington is a smaller city that’s located on the Ohio River and is a part of the Huntington-Ashland metro area. You’ll be able to enjoy much lower than average living and housing costs but will also find that it’s one of the worst places for senior health nationwide.
If you’re looking for a budget-conscious place to retire in one of the most scenic states and have plenty of retirement savings, you might consider making the move to Huntington, West Virginia.
Top 10 Cities to Retire in West Virginia
1. Huntington
2. Wheeling
3. Weirton
4. Beckley
5. Princeton
6. Parkersburg
7. Fairmont
8. Clarksburg
9. St. Albans
10. Hurricane
49. Warwick, Rhode Island
Overall Ranking: #49
Estimated Population: 81,220
Median Home Price: $225,900
Standard Cost of Living: 10.8% above the U.S. average
Typical Cost of Healthcare: 18% below the U.S. average
Rhode Island is home to spectacular coastal landscapes and is well-known for its gorgeous jewelry making, but living in the Ocean State will also cost you more than many of the other states in the nation.
Warwick is in the Providence metro area and positioned near the Atlantic Ocean and Narragansett Bay. This makes winters there a serious matter, although summers are full of refreshing breezes from the waterfront.
This historic and progressive city was founded as a safe haven of religious tolerance and American civil liberties before the Revolutionary War. And it continues to be known as a center of liberal intellectuals.
Top 8 Cities to Retire in Rhode Island
1. Warwick
2. Westerly
3. Johnston
4. Providence
5. Cranston
6. Newport
7. Cumberland
8. Bristol
50. Louisville, Kentucky
Estimated Population: 615,450
Median Home Price: $156,300
Standard Cost of Living: 3.7% below the U.S. average
Typical Cost of Healthcare: 11% below the U.S. average
Even though the Bluegrass State offers below-average living and healthcare costs, as well as tax breaks for retirees, Kentucky sits at the bottom of our list of the best places to retire in 2019.
That’s because Kentucky has the second-worst senior health rating in the nation. This stat comes from a high rate of smokers, less physical activity amongst older residents, and low-quality nursing homes.
Louisville offers a lovely downtown and historic district, as well as awe-inspiring views of rolling hills dotted with horses. If you’re not bothered by higher than average air pollution levels and are more interested in making your money stretch further, this city is our choice for the best place to retire in Kentucky.
Top 10 Cities to Retire in Kentucky
1. Louisville
2. Paducah
3. Florence
4. Danville
5. Glasgow
6. Ashland
7. Lexington
8. Owensboro
9. Mayfield
10. Henderson
Tips on How to Choose Where to Retire
Now that you know the best retirement cities for 2019, it’s time to narrow your search down even more by considering your own unique circumstances. To help you out, we’ve rounded up some quick tips for how to choose where to retire.
Consider the Weather: Some of us love to snuggle up in the winter and watch the snow falling in the backyard. Others can’t imagine dealing with scraping windshields or wearing a parka to go grocery shopping. That’s why it’s important to keep the weather forecast in mind for the entire year in any part of the country you’re thinking about as a retirement destination.
Examine Your Finances: As you’ve discovered in our list of top retirement cities, not every state in the nation is senior-friendly when it comes to taxes or the overall cost of living. Before thinking about where you’d like to retire, you should consult a financial advisor or a tax professional to help you make sure your bottom line won’t take a hit if you decide to move when you retire.
Keep Your Social Life in Mind: Some states are better than others when it comes to helping seniors stay active and engaged. That might be due to inclement weather conditions or simply a smaller population. Being social has been shown to extend the lives of older Americans, so no matter where you live in retirement, you should do everything you can to combat loneliness and remain a part of your community.
Don’t Forget About Your Family: If you’re thinking about moving when you retire, you should be sure to discuss it with your family, especially if you’re close with them. You don’t want to drift apart from your loved ones or leave them feeling as if they aren’t involved in your health and happiness. Sit down and speak with your children and other family members about your retirement plans. They just might have some great ideas you hadn’t considered!
All state and city images sourced from TripAdvisor.
