Most senior citizens want to remain independent and stay in their own homes. But that’s sometimes a challenge, especially since most elderly people have medical issues. A possible solution is to purchase a medical alert system.
One of the most common questions older adults have is, “Are medical alert systems covered by Medicare?” and this article is here to help answer that for you and your loved ones. First, let’s take a look at what a medical alert system is and what it does.
What is a Medical Alert System?
A medical alert system sends a distress message when you need help. You might fall, get sick, or become disabled in some way. The system consists of a wristband or neck pendant that has a call button attached. When you need help, press the button to get connected with a dispatcher who will send help.
Different types of medical alert systems are available on the market. Some require the wearer to press the button in order to receive help. But some systems can detect certain events automatically, such as falls. That means if you’re knocked unconscious, the system will still notify a dispatcher to send help.
A medical alert system can’t prevent an accident. But it can summon help when you’re in need of it. Falls happen quite often for several different reasons. You could have a negative reaction to your medication. You could trip on the stairs or simply feel weak and faint. That’s why a medical alert system is so important, as it could possibly save your life.
Insurance and Medical Alert Systems
Original Medicare doesn’t cover medical alert systems. Medicare Part B does cover certain types of medical equipment, but that doesn’t include medical alert services. A Medicare Advantage plan might possibly include coverage for a medical alert system. But since Original Medicare doesn’t offer coverage, Medicare Advantage isn’t required to offer coverage either.
If you have a Medicare Advantage plan, you should ask if a medical alert system is a covered expense. Also, it’s possible that your plan does offer some type of assistance for purchasing a medical alert system. They may not cover the entire cost, but will possibly cover some of the expense if you have a valid medical reason for needing the system.
Learn More about Medical Alert Systems
There are no medical alert systems covered by Original Medicare. But that doesn’t mean you shouldn’t shop around for a system on your own. Many medical monitoring service providers make getting a medical alert system more cost-effective than you might think.
And remember, if you have Medicare Advantage, you can possibly get help paying for a system. Visit Findreviews.com to learn more about the best medical alert systems for your needs and budget.